Bad Credit. No Credit. We Can Help You.
Getting a car loan is easier than you think, even with less than perfect credit.

  • Quick, No Hassle Approvals
  • Every Application Accepted
  • No Obligations - Absolutely FREE
It is our goal to provide our customers with the lowest possible price without compromising quality or customer service. We are committed to providing an outstanding selection of quality used vehicles at competitive pricing. We are proud to serve our valued customers with the highest level of personal service!

GOOD Used Vehicles - We service all our vehicles before they are put on our lot for sale. We also offer a 3 Day Money-Back Guarantee & 30 Day/1000 Mile Warranty. Good credit, bad credit, medium credit... Come see us for a good quality vehicle. Buy Here Pay Here and traditional bank financing is available.

'Regardless of you credit history - slow pay, bankruptcy, repossessions, slow credit or even no credit we can help you. For your preapproval call or complete our secure online credit application.
BENEFITS:
  • Short term financing enables you to upgrade sooner and re-establish credit quicker
  • Flexible payment schedule tailored to your pay day
  • Immediate Loan Approval
  • Locally Owned and Operated
  • 100% Credit Approvals!
REQUIREMENTS:
  • Must be 18 years of age or older
  • Proof of $1500 gross monthly income (most recent pay stub(s)
  • Live in North Carolina
  • Possess valid driver's license
  • Proof of automobile insurance
  • 6 Personal References
  • Proof of Residency
  • Current Utility Bill
100% GUARANTEED APPROVAL
Use Our Secure Online Application To Get Your Approval Today
*requires fulfillment of all program requirements

IN LINCOLNTON
1408 E. Main Street • Lincolnton, NC 28092
Phone: 704.748.1890 Fax: 704.748.1892

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IN MOORESVILLE
540 E Plaza Drive • Mooresville, NC 28115
Phone: 704.663.1380 Fax: 704.663.1386

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Cars Trucks & Credit | 540 E Plaza Drive Mooresville, NC 28115 | 1408 E. Main Street Lincolnton, NC 28092
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CARS TRUCKS & CREDIT, Auto Credit, Buy Here Pay Here, Secondary Financing, Credit Problems, Mooresville, Lincolnton, Denver, Lake Norman